Do Insurances Cover Podiatry in Singapore?

Insurance cover for podiatry services in Singapore depends on the insurance provider and the specific plan you have. 

Here are some key points to consider:

1. Integrated Shield Plans
Some Integrated Shield Plans, which are Medisave-approved private health insurance plans, may cover podiatry consultations, especially if they are related to a medical condition that requires treatment by a specialist. However, coverage specifics can vary widely.

2. Corporate Health Insurance
Some corporate health insurance plans may include coverage for podiatry consultations, especially if they are deemed medically necessary. The extent of coverage can vary depending on the employer’s policy.

3. Personal Health Insurance
Personal health insurance policies might cover podiatry services, but this is often under outpatient or specialist care benefits. You would need to check with your insurer to see if podiatry is specifically included and what the limits are.

4. Medisave
Medisave generally does not cover podiatry consultations unless they are part of a broader treatment plan that is considered medically necessary and approved under Medisave regulations.

5. Out-of-Pocket Payments
Many patients pay out-of-pocket for podiatry consultations and treatments, especially for more routine or non-urgent care.

It’s advisable to check directly with your insurance provider or consult your policy details to understand what podiatry services are covered, any necessary referrals, and the extent of coverage, including any limits or co-pays.

Healthcare insurance coverage in Singapore has changed significantly since 2024 with many insurances declining to reimburse patients for many different types of treatments. Podiatry has been affected as well. In the past, consultations and custom made orthotics and therapy were covered by many insurances. However, with the changes that have occurred, it is imperative that you check your policy details first if you plan to make a claim for podiatry. Some may only cover the consultations while others may only cover orthopaedic insoles, while others may have a limit for all services.

At the Family Podiatry Centre we provide approved invoices, medical reports and completed insurances forms, at no charge, for you to submit a claim to your insurance.

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Disclaimer: The word "treatment" in this article refers to the care and management of a patient’s health to prevent, cure, or improve a condition. Treatment results vary and do not necessarily indicate a cure. This article is for informational and educational purposes only and does not constitute medical advice.

About the author
Mark Reyneker is a podiatrist and human gait specialist with 8 years of training and over 25 years of clinical experience. He is the Founder and Clinical Director of Family Podiatry Centre and has a Bachelors degree in Podiatric Medicine and a Master’s degree in paleoanthropology, with research focused on human foot function and metatarsal loading